Location: India Maharashtra Pune - Lohia Jain Arcade
Organization: Financial Services
Job Description:
Key Responsibilities
1. Portfolio MIS & Analytics
- Lead development of comprehensive MIS dashboards covering sanctions,
disbursements, collections, pipeline, and portfolio performance.
- Generate actionable insights on trends, variances, and emerging risks.
- Identify early warning signals through data analytics (overdues, delays, utilization
patterns).
- Drive automation and standardization of MIS reporting for efficiency and accuracy.
and debt servicing.
- Forecast key business metrics:
o Disbursement run-rate
o Collection efficiency
o Prepayment trends
- Identify liquidity gaps, timing mismatches, and stress scenarios at project and
portfolio level.
3. Escrow Waterfall Monitoring & Control
- Track and ensure strict adherence to escrow waterfall mechanisms as defined in
sanction letters and transaction documents.
- End Use certificates
- Identify and flag any deviations, leakages, or misallocations in escrow utilisation.
- Strengthen controls and reporting around escrow operations to minimize operational
and credit risks.
4. Portfolio Health Monitoring (DSCR & Risk Metrics)
- Track and monitor DSCR and other key financial ratios across the portfolio.
- Support credit monitoring, renewals, and annual reviews with data-backed insights.