We are looking for a proactive and detail-oriented Finance & Accounts Executive to manage banking relationships and support the company's fund-raising and treasury operations. The role involves coordinating with banks and financial institutions for working capital facilities, term loans, bank guarantees, and other credit facilities, while ensuring timely submission of financial information, statutory reports, and compliance documents.
The ideal candidate should possess robust financial analysis skills, excellent documentation abilities, and experience in dealing with banks and lenders.
Key Responsibilities
Banking & Fund Raising
- Coordinate with banks and financial institutions for sanction, renewal, enhancement, and modification of various credit facilities.
- Prepare and compile documentation required for:
- Working Capital Limits
- Cash Credit / Overdraft Facilities
- Inventory Funding
- Term Loans
- Bank Guarantees
- Other banking products as required.
- Assist senior management in raising funds from banks, NBFCs, financial institutions,
and other lenders.
- Coordinate with banks for execution of loan documentation, security creation, and disbursement formalities.
- Maintain healthy working relationships with bankers and ensure timely resolution of queries.
Financial Analysis & Projections
- Prepare CMA data, projected financial statements, cash flow statements, profitability projections, and other financial models required by banks.
- Prepare business projections, working capital assessments, and debt servicing estimates.
- Analyze business performance and provide financial data required for credit appraisals.
- Assist in preparation of presentations and information memorandums for lenders.
Banking Compliance & Reporting
- Prepare and submit:
- Monthly Stock Statements
- Book Debt Statements
- CMA Data
- Insurance details
- Covenant compliance reports
- Any other information sought by banks.
- Ensure timely submission