The Auto Commercial Solutions team specializes in providing floorplan lines of credits, real estate loans, acquisition loans, working capital loans, and treasury products to our 500+ franchised retail automobile dealer relationships. We are searching for a Credit Risk Manager to lead a team of Credit Officers managing a portfolio of approximately 100 clients representing $3 billion in loan commitments. The Credit Risk Manager role is a management level position and is recognized for superior commercial lending knowledge, leadership skills and analytical abilities. You must possess and apply a broad understanding of the business setting including, but not limited to automotive industry expertise, the ability to evaluate the impact of current events, and a broad based understanding of the impact of macroeconomic changes.

As a Credit Risk Manager in Commercial Solutions, you will lead a team of Credit Officers and are expected to understand risk appetite, guide decision making, manage and influence business priorities, and oversee the ongoing production of the portfolio.



With minimal guidance, you will be expected to lead Credit Officers as it relates to their various responsibilities including but not limited to the renewal of existing credit lines, completion of annual reviews, portfolio management activities and maintenance of relationships with key functional collaborators. The incumbent will also have direct accountability for Credit Officer quality and regulatory compliance. As part of the management team, you will be expected to identify opportunities to improve controls and efficiencies as well as lead change through identified projects.

Job Responsibilities:
- Manage a team of Credit Officers, analyzing and decisioning credit requests of varying complexity in adherence with firmwide and DCS credit policies, guidelines, and procedures.
- Ensure Quality of Credit Decisions: Ensure all credit proposals are written to the highest quality standard and that al

📌 Risk Management (Mumbai)
🏢 JPMC
📍 Mumbai