Declarations, etc.)
- Ensure accuracy, completeness, and enforceability of all legal documents.
- Standardize documentation templates in line with regulatory and business
requirements.
2. Client Due Diligence & Credit Support:
- Draft and continuously formulate processes for KYC and related Borrower due
diligences in line with the Regulatory/internal requirements.
- Support credit team by providing legal insights on borrower risk, collateral
enforceability, and structuring transactions.
- Guide Credit Analysts on legal implications related to lending proposals.
3. Property & Asset Due Diligence:
- Perform title verification and legal due diligence for property-backed transactions.
- Validate ownership, encumbrances, and legal clearances.
- Oversee mortgage creation and ensure proper documentation of security interests.
4.
Regulatory Compliance & Reporting :
- Ensure compliance with applicable laws, including:
- RBI Act, Rules, Regulations, and Circulars
- Companies Act, 2013
- NBFC-specific regulatory frameworks
- Monitor regulatory updates and ensure timely implementation across the
organization.
- Draft and respond to communications from RBI and other statutory/regulatory
authorities.
- Maintain compliance trackers and ensure adherence to timelines.
5. Statutory Registrations & Filings:
- Handle registration and compliance requirements including:
- Charge registration with ROC
- Security interest registration with CERSAI
- LEI (Legal Entity Identifier) registration and renewals
- CKYC compliance
- Ensure timely filings and renewals to avoid regulatory penalties.
6. Litigation & Recovery Management:
- Manage litigation portfolio including:
- Coordination with external legal counsel
- Tracking case progress and mainta