Purpose of Job:
- The role leads the Front Office function of SMBCs GIFT-City IBU and is accountable for well-controlled growth of SMBC GIFT-City IBU regulated by IFSCA.
- The incumbent oversees execution of all front-office activities including cross-border foreign-currency solutions (ECBs, term loans, RCFs, trade finance, structured & sustainable finance) for Indian and offshore corporates, and coordinates end-to-end with business, product and control partners across the SMBC Group network.
- The role is responsible for embedding a strong risk, compliance and conduct culture consistent with SMBC Group standards, IFSCA / RBI regulations and the SMBC APAC Competency Framework expectations at VP level.

Job Responsibilities:

Primary Responsibilities:

Onboarding Customers at GIFT :
- New Customer Onboarding/ deboarding for Resident and offshore customers of SMBC.
- Support branches Front-Office KPIs including IFSCA ESG Compliance and Gross profit contribution through timely and errorfree execution.
- Speed and quality of customer service.





Transaction Execution & Customer Lifecycle Management
- Ensure timely and error-free execution across the entire customer lifecycle: onboarding (registration, AML-KYC, sanctions screening), credit application preparation support, documentation liaison, disbursement, transaction management, covenant/collateral management, monitoring, renewals and account closure.
- Quotes to Customers, instruction sheets, funding coordination with BCAPD, Treasury and OPIN for disbursement discipline.
- Champion post-disbursement discipline covenant compliance, portfolio monitoring, sale/purchase of assets, and remediation of exceptions.

Team Leadership & People Management:
- Lead, coach and develop the Front-Office team; set performance objectives aligned to IBU and India Division goals; support career progression, mobility and succession.
- Build a diverse, inclusive and team-oriented team culture consistent with SMBC values; break down silos acr

📌 Vice President-Front Office-GIFT (Ahmedabad)
🏢 Sumitomo Mitsui Banking Corporation (SMBC)
📍 Ahmedabad