Job Title : US Mortgage Underwriter
Location City : Kochi, Bangalore, Pune, TamilNadu
Experience Required : 1 to 5 Year(s)
Shift: US Shift
Work Mode: Onsite
Position Type: Permanent

Company Name: VARITE INDIA PRIVATE LIMITED

About The Client: Client is a premier digital technology solutions company built on the premise of disruptive innovation. For over 27 years, our innovation-centric and engineering-first approach has unlocked digital-driven success to over 350+ global enterprises across CPG, Retail, Banking & Financial Services, Food & Beverage, Manufacturing & Distribution, and Life Sciences industries. Our strategic technological alliances with Microsoft, Google, Salesforce, Adobe and AWS, as well as accolades like Microsoft Partner of the Year 2021 and EY Entrepreneur of the Year 2021, are a testament to our expertise in delivering seamless digital transition. With a talent pool of more than 9,500 passionate engineers and digital consultants across 14 distinct locations around the world, we engineer agility and provide innovation-driven value to our clients.

About The Job:





US Mortgage Underwriter is responsible for evaluating and underwriting residential mortgage loan applications, including Conventional, Non-QM, and DSCR products.

Essential Job Functions:
- Review and underwrite Conventional, Non-QM, and DSCR mortgage loans.
- Analyze borrower income, assets, credit, employment, and collateral.
- Evaluate bank statements, asset depletion, 1099 income, ITIN, and P&L-only; programs.
- Ensure compliance with investors and regulatory guidelines.
- Issue approvals, conditions, suspensions, or denials.
- Review and transparent underwriting conditions.
- Collaborate with loan officers, processors, brokers, and internal teams.
- Maintain accurate underwriting records.
- Stay updated on mortgage products and regulations.

Qualifications:
- 2 - 5 years of US mortgage underwriting experience.
- Strong knowledge of Client, Freddie Mac, Non-QM, and DSCR guidelines.
- Experi

📌 Us Mortgage Analyst (Bengaluru)
🏢 VARITE
📍 Bengaluru