Key Responsibilities

Portfolio MIS & Analytics
Lead development of comprehensive MIS dashboards covering sanctions,

disbursements, collections, pipeline, and portfolio performance.

Generate actionable insights on trends, variances, and emerging risks.
Identify early warning signals through data analytics (overdues, delays, utilization

patterns).

Drive automation and standardization of MIS reporting for efficiency and accuracy.
Escrow Cash Flow Analytics & Forecasting
Analyze escrow inflows/outflows, including customer collections, project receivables,

and debt servicing.

Forecast key business metrics:
Disbursement run-rate
Collection efficiency
Prepayment trends
Identify liquidity gaps, timing mismatches, and stress scenarios at project and

portfolio level.

Escrow Waterfall Monitoring & Control
Track and ensure strict adherence to escrow waterfall mechanisms as defined in

sanction letters and transaction documents.

End Use certificates
Identify and flag any deviations, leakages, or misallocations in escrow utilisation.




Strengthen controls and reporting around escrow operations to minimize operational

and credit risks.

Portfolio Health Monitoring (DSCR & Risk Metrics)
Track and monitor DSCR and other key financial ratios across the portfolio.
Support credit monitoring, renewals, and annual reviews with data-backed insights.
Market Intelligence & Strategic Insights
Track real estate market dynamics:
Market wise Supply and absorption trends
Pricing trends
Inventory levels monitoring
Regulatory developments
Asset class trends
Benchmark portfolio performance against market indicators and peer projects.
Provide insights to support:
Current deal evaluation
Sectoral exposure strategy
Risk calibration
Audit, Compliance & Governance
Manage internal and external audit interactions for portfolio analytics.
Support documentation and responses for regulatory and audit requirements.
Early Warning Systems & Portfolio Surveillance
Design and implement early warning framewor

📌 Portfolio Monitoring Manager (India)
🏢 Aditya Birla Capital
📍 India