Key Responsibilities
- Portfolio MIS & Analytics
- Lead development of comprehensive MIS dashboards covering sanctions,

disbursements, collections, pipeline, and portfolio performance.
- Generate actionable insights on trends, variances, and emerging risks.
- Identify early warning signals through data analytics (overdues, delays, utilization

patterns).
- Drive automation and standardization of MIS reporting for efficiency and accuracy.
- Escrow Cash Flow Analytics & Forecasting
- Analyze escrow inflows/outflows, including customer collections, project receivables,

and debt servicing.
- Forecast key business metrics:
- Disbursement run-rate
- Collection efficiency
- Prepayment trends
- Identify liquidity gaps, timing mismatches, and stress scenarios at project and

portfolio level.
- Escrow Waterfall Monitoring & Control
- Track and ensure strict adherence to escrow waterfall mechanisms as defined in

sanction letters and transaction documents.
- End Use certificates
- Identify and flag any deviations, leakages, or misallocations in escrow utilisation.




- Strengthen controls and reporting around escrow operations to minimize operational

and credit risks.
- Portfolio Health Monitoring (DSCR & Risk Metrics)
- Track and monitor DSCR and other key financial ratios across the portfolio.
- Support credit monitoring, renewals, and annual reviews with data-backed insights.
- Market Intelligence & Strategic Insights
- Track real estate market dynamics:
- Market wise Supply and absorption trends
- Pricing trends
- Inventory levels monitoring
- Regulatory developments
- Asset class trends
- Benchmark portfolio performance against market indicators and peer projects.
- Provide insights to support:
- Recent deal evaluation
- Sectoral exposure strategy
- Risk calibration
- Audit, Compliance & Governance
- Manage internal and external audit interactions for portfolio analytics.
- Support documentation and responses for regulatory and audit requirements.
- Early Warning Systems & P

📌 Portfolio Monitoring Manager (Maharashtra)
🏢 Aditya Birla Capital
📍 Maharashtra