Description
VP – Data & Analytics | Credit Risk SME and Account Leadership

A strategic leader with proven success in data-driven decision-making, enterprise analytics, and P&L; ownership across multiple high-value banking and financial services accounts. Combines deep domain expertise, especially in credit risk (with focus on unsecured products), robust delivery oversight, and the ability to deliver measurable client value. Skilled in leading global teams, managing offshore operations, and driving innovation through analytics.

Key Leadership Responsibilities & Achievements

Strategic Analytics & Decision Support
- Developed and executed enterprise-wide analytics strategies aligned with business goals across global banking clients.
- Translated complex financial and operational challenges into actionable, data-driven insights to support digital and risk transformation.
- Led strategic programs in credit risk mitigation using advanced analytics.

Account & Delivery Ownership
- Held full P&L; ownership for multiple banking accounts; consistently delivered 3x+ ROI to clients.




- Oversaw offshore delivery and ensured execution quality in risk and/or fraud and compliance areas.
- Established governance frameworks and operational controls to manage large-scale delivery in matrixed environments.

Leadership & Team Development
- Built and led high-performing analytics and delivery teams across geographies.
- Maintained above-average ESAT and reduced HiPo attrition to below 20% through mentorship, development, and engagement initiatives.

Stakeholder Engagement & Influence
- Served as a trusted advisor to CXO-level stakeholders, ensuring alignment between analytics initiatives and business objectives.
- Facilitated cross-functional collaboration and led executive-level analytics governance forums.

Business & Domain Expertise
- Deep knowledge in banking, payments, credit risk analytics with a strong focus on unsecured products across credit risk lifecycle (underwriting, line m

📌 Credit risk (Gurugram)
🏢 EXL
📍 Gurugram