Role Details

We are seeking a dynamic Product & Technology Manager to lead the development, enhancement, and digital transformation of Business Banking/Small Business Banking products to ensure higher customer engagement and wallet penetration.

The role will be responsible for managing the end-to-end product lifecycle focusing on working capital and digital lending solutions while partnering closely with Technology, Risk, Operations, Sales, Compliance and supporting vendors.

Overall Job Description
- Assist in defining product requirements for lending and credit platforms, translating business needs into detailed functional specifications.
- Own the product roadmap for BB/SBB, including recent product development and enhancements.
- Leverage SQL and analytics to generate insights on customer usage, funnel drop-offs, and engagement.
- Participate in system testing, UAT validation, and issue resolution to ensure smooth product rollout.
- Identify market opportunities, customer pain points, and competitive trends to design differentiated offerings.




- End-to-end product lifecycle management—from ideation to launch and ongoing optimization.
- Continuously benchmark products against peers and refine features, processes, and policies
- Contribute to development of new-age digital lending solutions by incorporating market insights and competitor benchmarking.
- Collaborate with engineering teams to convert product requirements into system features, APIs, and workflows.
- Support enhancement of Loan Origination Systems (LOS) and credit decisioning platforms.
- Participate in system testing, UAT validation, and issue resolution to ensure smooth product rollout.
- Analyze user behavior and identify friction points across digital journeys.
- Support development of intuitive and seamless onboarding and credit processing experiences.
- Support backlog prioritization using data-driven recommendations.
- Work closely with Business, Credit, Risk, Operations, and Technology teams to

📌 Product & Technology Manager (Mumbai)
🏢 IndusInd Bank
📍 Mumbai