About the Role
Payments & Reconciliations professional with solid experience in SEPA payments, SWIFT messaging, Nostro/Vostro accounting, and ISO 20022 standards. Proven ability to investigate complex payment issues, ensure regulatory compliance, and maintain accurate reconciliations across multiple currencies and systems.
Responsibilities
Manage and resolve investigations related to domestic and international payments, ensuring timely resolution of breaks, exceptions, and customer queries
Perform end-to-end reconciliations across payment systems, general ledger, and Nostro/Vostro accounts
Handle SEPA Credit Transfers (SCT) and SEPA Direct Debits (SDD), including inward and outward payment flows
Process and monitor Inward and Outward Payments, ensuring adherence to SLA and regulatory requirements
Maintain and reconcile Nostro and Vostro accounts, identifying mismatches and coordinating with correspondent banks
Interpret and process SWIFT messages including MT103, MT196, MT199, MT202, and MT202 COV
Investigate failed, delayed,
or rejected payments using SWIFT queries and root-cause analysis
Work with ISO 20022 (MX messages) standards during payment processing and migration activities
Ensure compliance with Eurozone regulations and compensation mechanisms, including fee handling and settlement accuracy
Liaise with internal teams, correspondent banks, and customers to resolve payment-related discrepancies efficiently
Qualifications
1 - 3 years of experience in Manual Payments
Required Skills
SEPA Payments
Inward & Outward Payments
Payment Investigations
Nostro/Vostro Reconciliation
SWIFT MT Messages
ISO 20022
Euro Regulations
Correspondent Banking
Exception Handling
Root Cause Analysis
Walk-In Details
? Dates: 18th July 2026
⏰ Time: 11:00 AM – 03:00 PM
? Interview Venue: HCL Technologies Ltd Chennai ELCOT SEZ TOWER 4
“Immediate joiners and candidates with up to 30 days’ notice are preferred"