Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD

Business
Financial Services
Unit
Aditya Birla Finance Ltd.
Location
Mumbai
Poornata Position Number of the job

Reports to: Poornata Position Number

Poornata Position Title of the job
ACM (Digital/STSL/M Lap)
Reports to: Poornata Position Title
RCM
Function
Risk Management & Compliance
Reports to: Function
Risk Management & Compliance
Department
Risk & Legal & Collections
Reports to: Department
Risk & Legal & Collections
Designation of the Employee:
ACM (Digital/STSL/M Lap)
Manager’s Designation:
RCM
Date of writing/ Updation of JD
20th Jan 2023

1) Job Purpose: Write the purpose for which the job exists (in 2-3 lines) (Max 1325 Characters)
To manage the collections process at a Regional level, build and manage a best-in-class high efficiency Collections Team to enable delivery of ECL & NCL parameters. livery of ECL & NCL parameters and to liaise with in-house and external collections teams and to oversee their activities,



ensuring compliance with all internal policies and relevant regulations.

2) Dimensions: Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job.
Other Quantitative and Key Parameters for the job
- Digital Book is a small ticket higher bounce rate book on account of the construct of the segment and borrower profile
- ECL Management – Stage 1 and Stage 2 (feeder for Stage 3) Provisions to be managed by the incumbent for entire Zone.
- Strong vintage in handling the zone /region in debt management.
- Ability to conceptualize and effectively execute the various collections strategies with focus on Small Ticket Collections

3) Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section

📌 Area Collection Manager (Kolkata)
🏢 Financial services
📍 Kolkata