Role: Product Owner – Commercial Lines

Experience: 10-15 Years

Location: Pune / Mumbai

Reporting To: Head – Product Delivery

Role Summary

The Product Owner – Commercial Lines will be responsible for defining and delivering Commercial Insurance capabilities across Property, Marine, Engineering, Liability, Miscellaneous, and Specialty Lines. The role will own the roadmap, product capabilities, underwriting workflows, ecosystem integrations, and technology delivery for the Commercial Lines portfolio

Key Accountabilities

• Own Commercial Lines product roadmap and delivery priorities

• Drive successful implementation of underwriting, policy administration, servicing, claims, and reinsurance capabilities

• Improve underwriting efficiency and customer experience

• Enable rapid launch of current products and broker partnerships

• Drive automation and AI-assisted underwriting initiatives

Product Ownership

• Define and manage Commercial Lines roadmap

• Prioritize business requirements, enhancements, and regulatory changes

• Own backlog management and release planning





• Define future-state commercial insurance capabilities

Business & Domain Ownership

• Partner with Underwriting, Claims, Reinsurance, Operations, and Distribution teams

• Support Property, Marine, Engineering, Liability, Miscellaneous Products, Specialty Products

• Drive optimization of underwriting and servicing workflows

• Ensure compliance with underwriting standards and regulatory requirements

Technology & Delivery Leadership

• Own delivery across PAS, Digital Channels, APIs, and ecosystem integrations

• Collaborate with Architects, Business Analysts, Technical Leads, and SI partners

• Ensure scalability, reliability, and operational readiness

• Participate in sprint planning, release governance, and production readiness reviews

Ecosystem & Partner Management

• Collaborate with:

– Brokers

– Corporate Agents

– Surveyors

– Risk Inspection Partners

– Reinsurers

– Technology Vendors

📌 Product Owner – Commercial Lines Mumbai
🏢 Harjai Technologies
📍 Mumbai