Role & responsibilities
- Execute credit assessments, limit reviews, and risk classifications for medium and high complexity customers using internal scoring models and external credit reports (D&B;, Coface, Atradius, Credit reform).
- Understand the end-to-end Order-to-Cash (O2C) process and the impact of credit decisions on sales, collections, dispute management, and bad-debt provisioning.
- Manage blocked-order release workflows, credit-hold escalations, and exception approvals within delegation of authority, balancing risk appetite with commercial enablement.
- Monitor credit insurance coverage, letters of credit, bank guarantees, and parent-company guarantee; ensure timely renewal, utilization tracking, and claims handling.
- Effectively promote process improvements; participate in global community initiatives and the deployment of new credit tools, risk dashboards, and policy updates.
- Ensure the correct induction of new joiners to the team, including adequate transfer of credit SOPs, scoring methodology, and system tools.




- Have an active and/or coordinating role during internal and external audits (SOX, statutory) for credit limits, provisioning, and risk classification, providing evidence and resolving audit queries.
- Drive impact within the team through specialization in credit risk, coordination of team activities, and leadership of projects affecting the credit function and wider O2C tower.

Preferred candidate profile
- Bachelors degree in commerce, Finance, Accounting, Business Administration, or a relevant domain.
- Minimum 69 years of experience in Credit Management, Credit Risk, or O2C operations.
- Strong analytical, financial-statement-reading, and stakeholder communication skills, with the ability to influence sales and commercial teams.
- Ability to work effectively in a multicultural, rapid-paced global environment
- High attention to detail and a strong commitment to data accuracy, controls, and policy compliance.
- Language skills indicate la

📌 Credit Management Senior Associate Specialist (Hyderabad)
🏢 Basf
📍 Hyderabad