Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD
Business
Financial Services

Unit
Aditya Birla Capital Ltd.

Location
Pan India

Poornata Position Number of the job
Reports to: Poornata Position Number
Poornata Position Title of the job
Area Credit Manager – Mortgages Risk

Reports to: Poornata Position Title
Regional Credit Head - Mortgage

Function
Credit, Risk and Compliance

Reports to: Function
Credit

Department
Credit, Risk and Compliance

Reports to: Department
Mortgage

Designation of the Employee
Area Credit Manager – Mortgages Risk

Designation of the Manager
Regional Credit Head - Mortgage

Date of writing/ Updation of JD
2 nd April 2021
- Job Purpose: Write the purpose for which the job exists (in 2-3 lines) (Max 1325 Characters)

To undertake critical review of the credit proposals logged in with a view to especially bringing out the industry, business, financial, management and facility structure risk contained in the credit proposal.



The role needs to bring out the collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. The role is critical in enabling quick turnaround of credit lending proposals for the Mortgage business comprising of Loan against Property, Lease Rent Discounting, Construction Finance and Home Loan business in close liaison with the sales team.
- Dimensions: Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job.

Business Workforce Number

Unit Workforce Number

Function Workforce Number

Department Workforce Number

Other Quantitative and Key Parameters for the job: Budgets/ Volumes/No. of Products/Geography/ Markets/ Customers or any other parameter
- Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder

📌 Area Credit Head (Maharashtra)
🏢 Aditya Birla Capital
📍 Maharashtra