Role Overview: Responsible for supporting portfolio monitoring, credit reviews, financial spreading, covenant tracking, collateral monitoring and lifecycle credit administration. The role supports a range of business lines and products, including Infrastructure Finance, Structured Finance, Leveraged Finance, Investment Grade corporate lending and GTB-linked credit exposures. Objectives are to 1) ensure accurate and timely portfolio monitoring support, 2) maintain high-quality credit, covenant, collateral and review materials, and 3) support a scalable first line portfolio management framework.
Key Responsibilities:
1. Credit Review Support
- Prepare drafts and supporting analysis for quarterly and annual reviews, including borrower performance, financial trends, covenant compliance, collateral status, rating considerations and risk commentary.
- Perform credit spreading, ratio analysis, variance analysis and borrower update analysis using available financial statements and internal systems.
- Maintain portfolio review calendars,
deliverable trackers and supporting evidence for assigned portfolio names.
2. Covenant and Collateral Monitoring
- Track borrower reporting deliverables, financial covenants, non-financial covenants, borrowing base requirements, collateral documents, insurance requirements and other ongoing obligations.
- Identify missing items, potential breaches, data quality issues and exceptions for escalation to Portfolio Management leadership, Credit, Agency, Legal or Operations as appropriate.
- Update covenant, collateral and portfolio monitoring tools accurately and timely.
3. Amendment and Waiver Support
- Support analysis and tracking for amendments, waivers, consents, extensions, repricings and other lifecycle events.
- Coordinate with Transaction Management, Credit, Legal, Agency and Operations to gather information and track approvals, documentation changes and system updates.
- Maintain documentation and evidence of lifecycle decisions and
📌 Portfolio Management (Pune)
🏢 eClerx
📍 Pune