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Hiring: Mortgage Live Underwriter (L2 – Non-QM) | Mumbai

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Salary:
Up to
₹9.5 LPA
+
₹50,000 Joining Bonus

If you have hands-on experience in
Live Mortgage Underwriting
with
Non-QM loans
, this is a great opportunity to join a leading organization with competitive pay, fixed weekends off, and excellent benefits.

? Position:
Mortgage Live Underwriter (L2 – Non-QM)

? Location:
Mumbai

? Work Mode:
Work From Office

Experience Required
- 2 to 4 years of Live Mortgage Underwriting experience
- Mandatory experience in
Non-QM Underwriting

Key Responsibilities
- Perform credit risk assessment using the 4Cs of Credit
- Calculate income for Salaried and Self-Employed borrowers
- Underwrite Bank Statement and Full Documentation loans
- Evaluate loan eligibility and structure mortgage transactions
- Review appraisal reports, title documents, lien positions, and ownership documents
- Make underwriting decisions based on investor guidelines
- Work on Encompass LOS
- Coordinate with internal teams for timely loan processing

Required Skills
- Non-QM Mortgage Underwriting (Mandatory)




- Credit Risk Assessment
- Income Calculation
- Bank Statement Underwriting
- Full Doc Underwriting
- DSCR knowledge (Preferred)
- Loan Structuring
- Encompass LOS
- Strong communication skills

Qualification
- Higher Secondary (HSC) or Bachelor's Degree (Mandatory)

Compensation & Benefits

✅ CTC: Up to
₹9.5 LPA

✅ Monthly In-hand Salary:
₹72,790

✅ Monthly Performance Incentive:
₹2,750

✅ Travel Allowance:
- ₹3,500 (Both Ways)
- ₹1,750 (One Way)
- ✅ Joining Bonus:
₹50,000
after successful completion of 3 months

Shift Details
- US Shift
- Shift Window: 6:30 PM to 6:30 AM
- Rotational 9-hour shift
- Fixed Saturday & Sunday Off

Extra benefits
- 15 days of company-sponsored accommodation for candidates relocating to Mumbai

Important Notes
- Candidates from
Andhra Pradesh are not eligible
- SHL Assessment for outstation candidates will be conducted in
Bangalore
or
Hyderabad

?
Interested ca

📌 Hiring: Mortgage Live Underwriter (Mumbai)
🏢 Career Guideline
📍 Mumbai