Export Trading Company | Tea & Sunflower Oil | Middle East Markets
JOB DESCRIPTION
Position Title
Banking & Finance Manager
Department
Finance & Treasury
Reporting To
Director
Location
Kolkata, West Bengal
Employment Type
Full-Time, Permanent
Industry
Export Trading – Agro Commodities & FMCG
Banking Partners
ICICI Bank & HDFC Bank
Trade Corridors
India → Iraq / Jordan (Middle East)
ABOUT THE COMPANY
Saman Global Private Limited is a Kolkata-based export trading company engaged in the export of tea, sunflower oil, FMCG goods, construction materials, and indoor furnishings. The company's primary trade corridors are Iraq and Jordan. With growing volumes and multi-bank credit facilities, Saman Global is hiring a dedicated Banking & Finance Manager to own the entire banking relationship and treasury function.
ROLE OVERVIEW
The Banking & Finance Manager will be the single point of accountability for all banking, credit, and treasury operations of the company.
The role demands deep expertise in export finance instruments — pre-shipment and post-shipment credit, bill discounting, foreign currency loans — combined with robust treasury skills covering forex rate booking, hedging, and derivatives. The incumbent will manage two primary banking relationships (ICICI Bank and HDFC Bank), negotiate credit terms, ensure optimal utilization of limits, and work closely with the export operations team to align invoice routing with the correct banking channel.
KEY RESPONSIBILITIES:-
Cash flow & limit management
- Prepare and monitor weekly cash flow plans and fund-flow forecasts to ensure liquidity for procurement, shipments, and loan repayments.
- Track utilization of sanctioned fund-based and non-fund-based limits across all banks under the multi-banking arrangement; optimize drawdowns and interest cost.
- Maintain daily/weekly banking MIS on outstandings, limits, drawing power, and availability.