Summary:
- You will play a critical role in managing the operational aspects of bank statement categorization, providing key insights into the borrowers financial activities. Your work will support the data foundation for credit decision-making in the clients business lending portfolio in the US.
- The role involves manually categorizing and processing bank statement transaction data, ensuring both accuracy and timeliness.
- We are seeking candidates with a keen eye for detail, solid understanding of bank & financial data analysis, and the ability to work with large datasets. Proficiency in MS Office applications is essential.

Roles & Responsibilities:

1.Specialized in analyzing & categorizing bank statement transactions manually, identifying patterns, trends, and anomalies to provide a clear picture of the borrowers financial health.

2.Conduct deep dives into bank transactions of customers, perform external research on entities, and maintain records for stakeholders, identifying key entity strings and details.





3.Supporting underwriting processes by deriving comprehensive insights from categorized data, with an emphasis on bank statement transactions, while conducting additional financial analysis where necessary (annual statements, profit & loss, balance sheets, etc.).

4.Efficiently processing daily case files using manual categorization methods, ensuring data accuracy and operational smoothness within internal portal or Excel.

5.Maintain flexibility by staying familiar with various underwriting processes, stepping in when necessary to analyze financial statements, perform ratio analysis and line assignments.

6.Create and maintain SOPs, trackers, reports, MIS, and templates, with a focus on maintaining data hygiene and emphasizing the categorization of bank statement data

7.Collaborating with other stakeholders (Technology Team / Management / Client) to ensure that data processing operations are accurate, timely, and meet the client's risk management stand

📌 Analyst - Bank Statement Categorization (Pune)
🏢 bluCognition
📍 Pune