Siemens Financial Services India is a subsidiary of Siemens AG, with a vintage of almost 13 years in India. It operates as part of Siemens AG's global financial services division, focusing specifically on innovative and tailor-made financial models like Leases, Loans, and Working Capital Solutions for segments ranging from SMEs to large corporates in India. The company's expertise spans across multiple industries, including healthcare, manufacturing, Renewables, Technology, Industry and more. This industry focus enables SFS India to understand the specific financial challenges and opportunities faced by businesses in different sectors and then tailormade financial solutions for customers in that Industry. SFS India leverages technology solutions to enhance its financial offerings. This may include digital platforms for loan processing, online account management, and data analytics for financial decision making.

In your primary role, you will be responsible for the following:
- To handle credit underwriting of recent business transactions related to Factoring and Solar Financing




- Make recommendation regarding credit decision to relevant authority based on risk assessment and analysis
- Ensure timely review / enhancement of limits assigned for Factoring / Solar Financing
- Communicate effectively with the borrowers and internal stakeholders to address queries and provide credit decisions within agreed TAT
- Monitor health of the portfolio and identify potential risks and opportunities to mitigate the risk
- Stay updated on Industry regulations and best practices related to Credit underwriting and Factoring
- Continuously evaluate and improve the credit underwriting process to enhance efficiency and effectiveness.
- To participate in customer meetings when needed to fully understand the risks and opportunities.
- Participate and actively handle the audits.
- To liaise through structured meetings, with Management, Sales, and other members of the Risk Management team to e

📌 Senior Manager (Gurugram)
🏢 Siemens
📍 Gurugram