Company Description
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED is a leading financial services company headquartered in Mumbai, Maharashtra, India. The organization is part of the broader Mahindra Group ecosystem and focuses on providing a range of financial products and services to diverse customer segments. With a strong presence across urban and rural markets, the company emphasizes customer-centric solutions and sustainable growth. Professionals joining the organization can expect exposure to a dynamic financial landscape, structured processes, and opportunities for career development. The company values integrity, performance, and responsible financial inclusion.

Role Description
The Area Business Manager is a full-time, on-site role based in Jammu, responsible for driving business growth and operational effectiveness within the assigned area. Day-to-day responsibilities include managing branch and field teams, overseeing sales and collections activities, and ensuring adherence to company policies and regulatory guidelines.



The role involves developing and implementing area-level business plans, monitoring performance against targets, and identifying opportunities to expand the customer base and product penetration. The Area Business Manager will regularly review portfolio quality, address customer concerns, and coordinate with internal stakeholders for smooth service delivery. The position requires strong leadership, data-driven decision-making, and the ability to build long-term relationships with customers and local partners.

Qualifications
- Proven experience in financial services, banking, or NBFC operations with a focus on sales, business development, and portfolio management.
- Solid leadership skills, with the ability to manage and motivate area and branch teams, set clear goals, and monitor performance.
- Solid understanding of retail lending, collections processes, risk assessment, and basic financial analysis.
- Excellent communication and i

📌 Area Business Manager (Jammu)
🏢 Mahindra & Mahindra Financial Services
📍 Jammu