Job Requirements
Role/ Job Title:
Business Portfolio Manager - Supply Chain Finance

Function/ Department:
Transaction Banking

Job Purpose:
'Portfolio Manager – SCF is responsible for healthy SCF portfolio AUM and portfolio performance on defined matrix. Enable smooth client on-boarding experience, drive utilizations and avoid delinquencies through market feedback and early warning signal in the portfolio.

Roles & Responsibilities:
'
- Responsible for healthy SCF Dealer/ Vendor portfolio AUM and portfolio performance
- Target a TAT for on-boarding of approved Dealer/ Vendor clients for ready-to-transact status: Work with SCF Sales team, Dealer/ Vendor Client and Operations team to enable smooth on-boarding and account disbursement ready.
- Monitor periodic submissions of documents/ data, covenant tracking, sample audits, annual renewals etc.
- Engage with Dealer/ Vendor clients, SCF Sales team and Operations team to ensure timely funding, repayment, and settlement under SCF accounts.
- Drive utilization and program depth through regular Dealer/ Vendor engagements




- Monitoring dealer/ vendor level issues, obtain timely market checks on individual dealer, highlight early warning signals.
- Track portfolio performance metrics: utilization rates, overdue positions, payment behaviours, delinquencies. Identify early warning signs through data analytics and operational signals
- Manage collections follow-up with Dealer/ Vendor clients and in case of a delayed/ overdue payments to ensure repayments. Initiate stop disbursement and other measure as needed.
- In case of overdue payment beyond threshold, coordination with SCF & Trade Sales team for Anchor level support.
- Support audits and compliance reviews for supply chain programs.
- Identify process gaps and work with Product team to streamline process to improve TATs for on-boarding of SCF facilities, disbursement & repayment processes.
- Explore CA & other working capital solution opportunities/ leads in the Dealer/ Ve

📌 Business Portfolio Manager (Bengaluru)
🏢 IDFC FIRST Bank
📍 Bengaluru