Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD
Business
Health Insurance
Unit
Aditya Birla Health Insurance Company Ltd
Location
Goregaon , Mumbai
Poornata Position Number of the job
Reports to: Poornata Position Number
Poornata Position Title of the job
Reports to: Poornata Position Title
Function
Underwriting

Reports to: Function
Underwriting

Department
Underwriting

Reports to: Department
Underwriting

Designation of the Employee s
OUW7 Underwriter -

Retail

Designation of the Manager
OUW5 Senior Underwriter -

Retail

Date of writing/updation of JD
17/1/2018
- Job Purpose: Write the purpose for which the job exists (in 2-3 lines)

The role is required to carry out the operational tasks for the assigned retail underwriting policies by acting prudently in all aspects while accepting risk.
- Dimensions: Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job.





Products Underwritten

Retail Health Indemnity, Personal Accident, Critical illness, hospital cash. Scope would include Retail Travel products, Loan-base products for Banca partners.

Underwriting Authority

Upto INR 3 Crore

UW decision TAT

UW decision to be given in 2 working days & to reduce TAT to 1 working day till next FY

Adherence to guidelines

Regular study of UW guidelines & ensure 99% accuracy in decision making
- Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section

About The Health Insurance Industry –
While the current market sees more than 15 non-life players in the private space and 5 exclusive private players in the health insurance space trying to capture a sizable market share, the nationalized service provider (6) remains a solid competitor. In addition to this the

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🏢 Aditya Birla Capital
📍 Maharashtra