NPCI is evolving the National Electronic Toll Collection (NETC) FASTag ecosystem into a next-generation, real-time, intelligent, and scalable national tolling and mobility platform.

This role is responsible for architecting, building, and scaling stream-processing and platform capabilities that operate at national scale across toll plazas, acquirer and issuer banks, and concessionaires handling mission-critical financial transactions and meeting stringent regulatory, audit, and resilience standards mandated by NPCI, NHAI/IHMCL, and RBI.

The role combines: Low-latency Java-based stream processing for toll transactions; production-grade distributed systems for tag, vehicle, and transaction processing; fraud, image (ANPR/VRN), and decision intelligence (rules-driven, with AI/ML as an added advantage); platform-level engineering excellence.

This is a strategic engineering role (not a pure research or support role). Strategic outcomes expected: The individual will directly contribute to: Increased straight-through processing (STP)



for FASTag toll transactions; Reduced manual intervention, charge-back disputes, and exception handling; Early and accurate identification of tag cloning, blacklisted tags, VRN/TID mismatches, and fraud rings; Improved transaction turnaround time (TAT), settlement accuracy, and system throughput at peak plaza volumes; Long-term IP ownership of core platform capabilities within NPCI for the NETC ecosystem.

Key Responsibilities
- Real-Time Stream Processing Architecture (Java-Centric): Design and implement event-driven, stream-processing pipelines for NETC FASTag transaction, mapper, and settlement workflows. Build low-latency, high-throughput systems using Java-based streaming frameworks such as Apache Kafka, Kafka Streams, Apache Flink, or Spark Structured Streaming. Ensure exactly-once processing, idempotency, and fault tolerance across acquirer NPCI issuer hops. Handle large-scale streams of toll read events, ANPR images, tag metadata, an

📌 Senior Lead (Mumbai)
🏢 National Payments Corporation Of India (NPCI)
📍 Mumbai