Job Purpose
To be responsible for the credit administration related work.
Key Accountabilities and Requirements
* peparing/Checking of offer letters and documents in line with the credit
conditions stipulated in Credit Memos
* Monitoring of post disbursal conditions
* Limit inputting, release and Checking of all conditions precedents stipulated
in Credit Memo before loading of both Offshore and Onshore limits
* Tracking of various regulatory/Credit Monitoring items like Stock Statement,
QIS, Insurance policies, collateral audit, ROC Search etc.
* Preparing MIS on incomplete security documents and and liaising with RMs for
receipt/rectification of such items
* Liaising with in-house legal team and external legal counsel for drafting of
non standard docs so as to ensure that credit conditions stipulated by credit
chain are incorporated in such documents
* Liaising with HO, other department for MIS and other information as well as
for off-shore limits loading/facilities disbursals.
* Participating actively in Process analysis and making them more productive and
reducing duplication of processes.
Job Duties & responsibilities
* Checking of offer letters and security documents
* Follow up of Pre and Post monitoring disbursal conditions and pending
security documents
* Preparing of various MIS which includes, Internal MIS and that for HO/
regulators
* Effect Data base management of various MIS pertaining to Credit Control Unit
* Liaising with in house and external legal for drafting of non standard docs
and also with vendors for valuation, charge creation etc.
* Effective management of the portfolio being handled by him/her.
Experience
* The job holder should have requisite skills in terms of understanding the
various products offered by the bank. He/She should have handled credit
administration
* Jobs. Minimum stint of 3-5 year in credit administration in various
positions (For BE-A the experience level of 3 years can be considered).
Education / Preferred Qualifica
📌 Analyst, Specialist, Credit Control, Risk Management Group (New Delhi)
🏢 DBS Bank
📍 New Delhi
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