About Dodo Payments
Dodo Payments is the Monetisation Engine for AI-native products. We're a Merchant of Record + Billing & Monetization platform that helps SaaS, AI, and digital businesses accept payments globally, automate billing (subscriptions, usage-based, one-time), and stay fully compliant with taxes and regulations in 220+ countries.
We're building the growth engine that powers global digital commerce, and we’re looking for a sharp, driven Risk Onboarding Analyst to help take that mission forward.
This is an on-site role in Bengaluru, reporting directly to the Risk Lead.
You will have weekend shifts as well.
What You’ll Own
- Merchant onboarding risk quality
- Approval and rejection decisions for recent merchants
- Identification of prohibited and restricted businesses
- Onboarding fraud and chargeback risk outcomes
- Onboarding SLAs and escalation timelines
- Audit-ready risk documentation
If bad merchants get onboarded, this role owns fixing it.
What You’ll Do
Merchant Business Model Review
- Analyze and understand merchant business models during onboarding
- Assess products, pricing, refund flows, and customer journeys
- Identify opaque, misleading, or high-risk operating structures
Policy and Regulatory Screening
- Identify prohibited and restricted businesses based on internal policies, regulatory guidelines, and card network rules
- Ensure onboarding decisions align with risk appetite and partner requirements
Risk-Based KYC and KYB
- Perform risk-based KYC and KYB reviews for merchants
- Validate business ownership, control, and operational legitimacy
- Identify inconsistencies or gaps requiring clarification or escalation
Chargeback and Dispute Risk Assessment
- Assess chargeback and dispute risk at onboarding
- Understand expected chargeback and dispute ratios by business model
- Identify business models historically prone to high disputes
Fraud Red Flag Identification
- Identify fraud indicators during onboarding, including shell or front bus