Job Description- Credit Appraisal – Underwriting/recommending of proposals for non-collateral/collateral backed education loan- Training- Provide training to CPA's- Delinquency Management for the location- Vendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies- PDD Management – controlling and tracking PDDs through proper MIS for the location- Quality Management in terms of Audit, Compliance and Hind sighting- Roles & Responsibilities Specific Responsibilities :- Credit Appraisal – Underwriting/recommending of proposals for non collateral/collateral backed education loan.- Process – Understanding process and policies and implementing the same to ensure smooth transactions.- Training- Provide training to CPA's so that they work in synergy with the companies policies and norms- Delinquency Management for the location- Vendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies.- Quality Management in terms of Audit, Compliance and Hindsighting- PDD Management – controlling and tracking PDDs through proper- MIS for the locationTechnical Competencies / Skills :- Basic knowledge of loan underwriting- Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property- Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis.- Positive communication and report writing skills- Basic knowledge of Banking Good Knowledge of computer applications