Company Description SBFC Finance Limited, headquartered in Mumbai, is a new-age financial services institution focused on providing credit to small businesses and consumers. Founded in 2017, the company expanded by acquiring the retail lending book, branch network, and team of Karvy Financial Services Limited. Backed by an equity infusion of ₹845 crores ($130 million) from leading private equity investors, SBFC is leveraging technology to address the credit needs of nearly 50 million small businesses. The leadership team, including seasoned executives from HDFC Bank and Kotak Mahindra Bank, brings strong expertise in retail lending, underwriting, and technology adoption. SBFC offers professionals the opportunity to contribute to a growing, innovation-driven organization in the financial services sector.
Role Description The Branch Credit Manager is a full-time, on-site role based in Hyderabad, responsible for overseeing credit decisions and risk management for the branch. This role involves evaluating loan proposals, analyzing financial statements, assessing creditworthiness,
and ensuring adherence to internal credit policies and regulatory guidelines. The Branch Credit Manager will review and approve credit limits, monitor portfolio performance, and identify early warning signals to maintain asset quality. The role includes close collaboration with branch operations and sales teams to support business growth while maintaining robust underwriting standards. The Branch Credit Manager will also prepare periodic reports, participate in audits, and contribute to process improvement and adoption of technology-based credit tools.
Qualifications
Candidates should possess solid skills in Credit Management and Credit Risk Management.
Candidates should possess solid Analytical Skills and a sound understanding of Finance.
Candidates should possess expertise in Credit assessment and evaluation.
Relevant experience in branch-level credit operations, retail or SME lending, or NB