Role Overview:As an Area Credit Manager EQF, your objective is to ensure vigorous credit underwriting, monitor delinquencies, and enhance market intelligence. Your responsibilities will include preparing credit notes, conducting client visits, and analyzing transaction risks. Additionally, you will be identifying automation opportunities, minimizing audit queries, and staying updated on market practices to facilitate informed decision-making.Key Responsibilities:- Amend credit notes and financial models- Prepare detailed credit notes- Interact with collections and sales teams for delinquency tracking- Attend customer meetings for industry and market understanding- Prepare/amend notes with correct information- Undertake regular interaction with collections/sales to track delinquencies- Study delinquent cases to derive learning and share with the team- Meet customers at regular intervals to understand various industries and markets- Pre-approval and rating of all clients with exposure more than Rs 500L- Conduct regular training sessions for Sales/Channel Partners/Field sales staff- Control and monitor post-disbursement documents- Work on projects/process improvements- Evaluate transaction risk, business & financial risk, and industry risk- Identify relevant risks and submit appropriate mitigation strategies- Perform detailed financial analysis- Develop market intelligence by engaging with people in other banks and FIs- Identify automation opportunities in existing processes and new product development- Ensure quality of credit underwriting- Raise early warning signals for stress accounts and take timely exit measures- Resolve audit queries within prescribed timelines- Stay updated on CE/CV market practices- Actively participate in customer visits- Provide regular MIS on market intelligenceQualifications Required:- Minimum Degree: MBA/PGDBA/PGPM/CA or Equivalent- Minimum Years/type of experience: 5 - 9 years in Banks/FIsAdditional Company Details:



(Omitted as no additional details are provided in the job description) Role Overview:As an Area Credit Manager EQF, your objective is to ensure vigorous credit underwriting, monitor delinquencies, and enhance market intelligence. Your responsibilities will include preparing credit notes, conducting client visits, and analyzing transaction risks. Additionally, you will be identifying automation opportunities, minimizing audit queries, and staying updated on market practices to facilitate informed decision-making.Key Responsibilities:- Amend credit notes and financial models- Prepare detailed credit notes- Interact with collections and sales teams for delinquency tracking- Attend customer meetings for industry and market understanding- Prepare/amend notes with correct information- Undertake regular interaction with collections/sales to track delinquencies- Study delinquent cases to derive learning and share with the team- Meet customers at regular intervals to understand various industries and markets- Pre-approval and rating of all clients with exposure more than Rs 500L- Conduct regular training sessions for Sales/Channel Partners/Field sales staff- Control and monitor post-disbursement documents- Work on projects/process improvements- Evaluate transaction risk, business & financial risk, and industry risk- Identify relevant risks and submit appropriate mitigation strategies- Perform detailed financial analysis- Develop market intelligence by engaging with people in other banks and FIs- Identify automation opportunities in existing processes and recent product development- Ensure quality of credit underwriting- Raise early warning signals for stress accounts and take timely exit measures- Resolve audit queries within prescribed timelines- Stay updated on CE/CV market practices- Actively participate in customer visits- Provide regular MIS on market intelligenceQualifications Required:- Minimum Degree: MBA/PGDBA/PGPM/CA or Equivalent- Minimum Years/type of experience: 5 - 9 years in Banks/FIsAdditional Company Details: (Omitted as no additional details are provided in the job description)

📌 Area Credit Manager (Chennai)
🏢 Tata Mutual Fund
📍 Chennai