Role Overview:As an AVP Wholesale Credit at HSBCs Wholesale Credit Approval function, your primary responsibility will be to analyze new and existing counterparties in the Commercial Banking Segment of HBCA. You will play a crucial role in approving or recommending lending positions within appropriate delegated credit authority. Working closely with various teams within WCRM and HBCA, you will contribute towards building a sound quality asset portfolio and a robust credit culture to meet customer needs effectively.Key Responsibilities:- Analyze new and existing counterparties in the Commercial Banking Segment of HBCA and approve/recommend lending positions within delegated credit authority.- Work collaboratively with colleagues within WCRM CoE, WCRM HBCA, and HBCA Commercial Banking Relationship teams to reach solutions on credit proposals.- Participate in credit/risk meetings with Front Office/HBCA WCRM colleagues and escalate risk events to management promptly.- Prepare for audit, regulatory initiatives, and internal projects related to credit risk management.- Represent WCRM CoE in Shared Services and New Business initiatives as required.- Provide guidance and training to new joiners in the offshore HBCA team.- Maintain flexibility to travel, if necessary.Qualifications Required:- University degree in commerce/economics/management/engineering. MBA-Finance or equivalent/CA/ICWA/CS/CAIIB/CFA etc. will be preferred.- Minimum 7 years of relevant experience in handling Large/Mid Corporate/SME Credit in a reputed Bank/Financial Institution.- Strong understanding of credit lending products and financial statement analysis.- Excellent analytical and technical skills to identify and mitigate risk issues.- Strong communication skills and ability to lead discussions in credit approval forums involving senior stakeholders.- Customer-centric mindset and resilience to work under pressure to meet deadlines.Additional Company Details:At HSBC, we are committed to creating a workplace where all employees are valued, respected, and their opinions count. We offer continuous professional development, adaptable working arrangements, and opportunities for growth within an inclusive and diverse setting. We welcome applications from suitably qualified individuals regardless of gender, sexual orientation, ethnicity, religion, disability, veteran status, etc. All applications are considered based on merit and suitability for the role. Personal data collected during the application process will be handled in accordance with our Privacy Statement available on our website. Role Overview:As an AVP Wholesale Credit at HSBCs Wholesale Credit Approval function, your primary responsibility will be to analyze new and existing counterparties in the Commercial Banking Segment of HBCA. You will play a crucial role in approving or recommending lending positions within appropriate delegated credit authority. Working closely with various teams within WCRM and HBCA, you will contribute towards building a sound quality asset portfolio and a robust credit culture to meet customer needs effectively.Key Responsibilities:- Analyze new and existing counterparties in the Commercial Banking Segment of HBCA and approve/recommend lending positions within delegated credit authority.- Work collaboratively with colleagues within WCRM CoE, WCRM HBCA,



and HBCA Commercial Banking Relationship teams to reach solutions on credit proposals.- Participate in credit/risk meetings with Front Office/HBCA WCRM colleagues and escalate risk events to management promptly.- Prepare for audit, regulatory initiatives, and internal projects related to credit risk management.- Represent WCRM CoE in Shared Services and New Business initiatives as required.- Provide guidance and training to new joiners in the offshore HBCA team.- Maintain flexibility to travel, if necessary.Qualifications Required:- University degree in commerce/economics/management/engineering. MBA-Finance or equivalent/CA/ICWA/CS/CAIIB/CFA etc. will be preferred.- Minimum 7 years of relevant experience in handling Large/Mid Corporate/SME Credit in a reputed Bank/Financial Institution.- Strong understanding of credit lending products and financial statement analysis.- Excellent analytical and technical skills to identify and mitigate risk issues.- Strong communication skills and ability to lead discussions in credit approval forums involving senior stakeholders.- Customer-centric mindset and resilience to work under pressure to meet deadlines.Additional Company Details:At HSBC, we are committed to creating a workplace where all employees are valued, respected, and their opinions count. We offer continuous professional development, flexible working arrangements, and opportunities for growth within an inclusive and diverse setting. We welcome applications from suitably qualified individuals regardless of gender, sexual orientation, ethnicity, religion, disabili

📌 AVP Wholesale Credit (Hyderabad)
🏢 HSBC Holdings
📍 Hyderabad