Description
- Oversee the full customer lifecycle, encompassing customer onboarding, identity screening (KYC/AML), and individual financing decisions.
- Take responsibility for credit risk underwriting and the management of credit limits for MODIFI's Trade Finance customers.
- Conduct in-depth analyses of financial statements, company registers, credit scores, and other relevant credit assessment sources.
- Drive strategic underwriting projects, including underwriting loss analysis and portfolio stress testing.
- Further develop and implement underwriting principles in strict accordance with the MODIFI Risk Policy.
- Partner cross-functionally with the product, business, legal, finance, and engineering teams to build best-in-class Trade Finance products.
Requirements
- A passion for small and medium-sized businesses (SMBs), international trade, and how digital Trade Finance can create significant growth for these enterprises.
- 5+ years of experience in Corporate Banking/NBFCs, Trade Finance, Credit Insurance, Factoring, or a similar underwriting position.
- Robust understanding of the Indian market, preferably coupled with knowledge of other Asian markets such as China and Bangladesh.
- In-depth knowledge of financials and financial analysis (including IFRS and GAAP standards), financial modeling, systems, and reporting.
- Expertise in credit risk evaluation and portfolio management
- Portfolio monitoring on an ongoing basis
- Collaborate with product, technology and operations teams to integrate compliance and credit risk controls into platform workflows.
- Proactive, detail-oriented and adept at managing multiple priorities in a fast-paced environment.
- Academic degree in finance, business or economics.
- Fluent in English.
Benefits
Why MODIFI? Because we rock
- Here at MODIFI, we are building the next-generation global trade payment platform. Since our start in 2018, we have been growing extensively and today we're ready to move to the next level. Internation
📌 Credit Analyst (Mumbai)
🏢 MODIFI
📍 Mumbai