• Analyzing the medical and financial information provided by insurance applicants
• Determining the risk associated with insuring a person
• Deciding whether or not to offer insurance to applicants.
• Calculating premiums and appropriate amounts of coverage.
• Making the department MIS
• Researching additional information, such as medical histories or credit scores.
• Analyzing and determining the relevancy of risk factors.
• Managing the administrative and operational responsibilities
• Vendor management
Key Responsibilities:
• Underwriting experience of 3-8 yrs in life insurance or work experience in industries like Health Insurance
• Understanding of Risk Management through understanding of Medical/ Financial/ Residential / Occupational / Avocational risks
• Financial Documentation Analysis (Salary slips, ITRs, etc.)
• Positive language Command and skills in MS Office