Description
Role Overview:We are looking for an experienced Financial Spreading Analyst to join our banking credit risk operations team, specializing in automated financial statement spreading systems. This role bridges technology and analysis — ensuring the accuracy, completeness, and usability of financial data captured by AI/ML-enabled spreading platforms. The ideal candidate will combine robust accounting and credit analysis expertise with a keen understanding of automated data extraction tools, exception handling, and process optimization.Key Responsibilities:Automated Spread Review: Validate and reconcile financial data extracted by automated spreading systems (e.g., Moody’s Risk Analyst, CreditLens or equivalent) against source financial statements.Ratio Analysis: Calculate and interpret key financial ratios, trends, and performance indicators to highlight strengths, weaknesses, and potential risks.Exception Handling: Identify and correct system misclassifications, OCR errors,
and misaligned mappings; escalate recurring issues to technical teams for model retraining.Complex Data Interpretation: Apply judgment in handling unstructured or jurisdiction-specific financial formats, adjusting for reclassifications, non-recurring items, and sector-specific reporting nuances.Quality Control: Perform periodic audits of system-generated spreads to ensure compliance with internal credit policies, IFRS/GAAP standards, and regulatory requirements.Stakeholder Collaboration: Liaise with credit analysts, relationship managers, and system administrators to ensure timely and accurate delivery of spread data for credit decisions.Process & System Improvement: Provide feedback to automation teams on template refinements, data mapping logic, and AI model performance; contribute to user acceptance testing (UAT) for system upgrades.Training & Knowledge Sharing: Support team members in understanding automated spread outputs, exception patterns, and best practices for validation.Quali
📌 3779911-Senior Executive (Noida)
🏢 EXL
📍 Noida