Key Roles & Responsibilities
- Define and execute long-term business strategy for Surety and Trade Credit.

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- Expand the franchise by targeting infrastructure developers, EPC contractors, banks, NBFCs, and large corporates.

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- Evaluate creditworthiness, infrastructure projects, concession agreements, EPC contracts, and lender covenants

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- Monitor portfolio exposures, early warning indicators, and credit deterioration trends.

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- Lead underwriting decisions for complex surety and trade credit proposals.

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- Oversee structuring of performance bonds, advance payment bonds, retention bonds, supply bonds, and trade credit covers.

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- Develop current channels and strengthen broker and intermediary networks.

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- Drive new product development in Surety and Trade Credit aligned to evolving market needs and regulatory changes.

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- Collaborate with actuarial, legal, finance, and compliance teams for pricing, policy wording, and product filing.

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- Build and maintain strategic relationships with lenders, government bodies, multilateral institutions, industry associations,



and large corporates.

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- Coordinate with internal service delivery teams to ensure high-quality client experience.

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- Guide legal and recovery strategies to minimize loss ratios and improve recoveries.

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- Ensure full compliance with IRDAI regulations, operational risk norms, and internal audit guidelines.

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Key Requirements – Education & Certificates
- CA or MBA/PGDM in Finance, Risk, or Insurance preferred.

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- Professional insurance certifications (AIII, FIII) are an advantage.

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- 10–15 years of progressive experience in Bank or general Insurance, with significant exposure to Surety Bonds, Trade Credit Insurance, Infrastructure / Project Finance, EPC risk assessment

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Key Requirements - Experience & Skills
- Strong command over Surety Bonds, Bank Guarantee alternatives Trade Credit Insurance, infrastructure finance and Project Finance structures.

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- Expertise in financial analysis, cre

📌 Deputy Vice President (Mumbai)
🏢 HDFC ERGO General Insurance
📍 Mumbai