Job Title – Product Manager- Gold loans
Place of work – Mumbai
Business Unit – Rural Assets
Age: 32
Job Purpose:
The ideal candidate will have to review the following related to gold loans
· Product Management
· Process Management
· Market dynamics
· P&L; Management
Roles & Responsibilities:
Job Description:
Product Management: Developing on –going market insight, Identify sector trends. Evaluate
competitors and offerings. Compare competitive products. Configure product SWOT &
uncover opportunities.
Portfolio Review and Performance management: Development of market insight, Conducting
Post Launch Product audits. Revaluate Competitor action. Analyze Product and Portfolio
Performance. Refining/evaluating Pricing Structure. Adjusting marketing and Promotional
Plans. Assess channel Performance. Rationalization of Portfolios.
Devising smooth/cutting-edge customer journey end to end.
Process Streamlining: Customization/digitalization in the Loan process/system platform
Determines product pricing by utilizing market research data, costing etc.
Product Sales Support: Devising training module, imparting training to various team co-
ordination with various support vertical, etc.
Coordinating with different stakeholders for smooth functioning of product
Maintaining MIS and Product decks for periodic reviews
Daily interaction with sales for reaching maximum and daily disbursal volumes for the
product.
Educational Qualifications:
Graduate – Science /Commerce
Postgraduate – MBA (Marketing / Finance) from a reputed institute will be desirable
Experience:
3-5 Years in Industry of Banks/NBFC/HFC