Job Description: Product Manager - II

(Location: Mumbai)

Overview

InCred is driving a high-impact internal transformation crucial for future scale. We are seeking an exceptionally driven and strategic Product Manager-II to own the vision and execution for reinventing and digitizing critical internal workflows across multiple business and support functions (including Finance, Accounts, Treasury, Operations, Risk and Compliance). Your core mandate is to deliver recent tooling, through a mix of build-outs and strategic buy-ins, to enhance operational productivity and embed robust controls, detailed audit trails, and automated compliance into every process. This role demands mastery in product execution and the ability to drive change among senior functional leaders.

About InCred

InCred, founded by Bhupinder Singh in 2016, stands for "Credit for Incredible India." We leverage technology and data science to make lending quick, simple, and hassle-free, addressing the rigidity of traditional processes that often exclude those most in need.



By simplifying the lending process and focusing sharply on our borrowers' unique circumstances, we offer a truly superior borrowing experience. Since its founding, InCred has raised over Rs 2,000 Cr in funding from marquee investors like Dutch development finance institution FMO, US-based asset manager Moore Capital, India, and Latin America-focused PE fund Elevar, and Alpha Capital. We have lent more than Rs 31,500 Crores (nearly $4 Billion) to individuals, institutions, and small/medium businesses to date.

● FY 24 Performance: Our interest-earning portfolio (AUM) for FY 24 was Rs 9,000 Cr, with Profits Before Tax (PBT) of Rs 423 Cr.

● Market Position: We are now rated AA- and our risk performance, in terms of NPAs, is considered best amongst peers.

Our Vision

To create a trustworthy, transparent, and highest integrity financial institution that positively advances the socio-economic well-being of lower middle class to middle-clas

📌 Incred-Senior Product Manager (Mumbai)
🏢 NextHire
📍 Mumbai