Description

Senior Business Analyst – Merchant Acquiring / Payments Platform

Location:
Experience: 7+ years (Banking, Payments, Merchant Acquiring, Fintech)
Department: Product Management / Business Solutions

About the Role

We’re seeking a highly skilled Senior Business Analyst to support our unified payments platform — spanning pay-ins, payouts, onboarding, and merchant services. You will work closely with Product, Engineering, Operations, and external partners to convert business needs into transparent, actionable requirements and ensure successful delivery of APIs, financial workflows, and operational processes.
You will own BRDs, FRDs, user stories, process flows, and ensure high-quality execution across sprints.

Core Responsibilities

Requirements Gathering & Documentation

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Collaborate with Product Managers/Directors to translate the product vision into detailed business and functional requirements.

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BRD Finalization: Own end-to-end documentation of business requirements, flows, and high-/low-level design inputs.

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Create BRDs, FRDs, PRDs (as needed),



workflow diagrams, and API requirement specifications.

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Convert client issues and business gaps into precise user stories and acceptance criteria.

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Solution Refinement: Continuously refine requirements throughout development based on feedback, market needs, or constraints.

Product Delivery & Execution

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Work with Engineering to ensure requirements are understood and implemented accurately.

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Support sprint ceremonies, backlog prioritization, and cross-team alignment.

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Execution Tracking: Manage sprint-level deliverables, dependencies, and requirement clarifications.

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Validate features during QA/UAT, support defect triage, and ensure timely and high-quality releases.

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Provide trade-off analysis for scope, timelines, and quality to support product decisions.

Process Mapping & Optimization

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Design and maintain end-to-end workflows for payments, payouts, onboarding, KYC/AML, merchant setup, funding

📌 Sr. Business Analyst (India)
🏢 Photon Group
📍 India