Reference: GILA/7BM/LB01/100826
Entity: Large Indian equity-listed private-sector bank; client confidential
Seat: Independent Director; intended Chair, Board Risk Management Committee
Primary geography: Mumbai, with periodic technology, operations and regional-credit reviews
Expected cadence: 7–8 Board meetings; 8–10 Risk Committee meetings; 4 joint Audit/Risk sessions; annual strategy off-site; two operating reviews

Anonymised corporation profile

The institution is a nationally significant universal bank with deposits in the broad range of ₹6–9 lakh crore, a diversified retail, MSME and wholesale loan book, a large payments franchise and regulated subsidiaries in selected financial services. Its branch network is extensive, but a substantial share of originations and transactions is now digital. The next planning cycle must reconcile high growth expectations with deposit competition, unsecured-credit seasoning, fraud industrialisation, technology concentration and current uses of artificial intelligence.

Calibrated market hint: A combination of a scaled deposit franchise,



strong digital acquisition, meaningful cards and unsecured exposure, and a growing affluent proposition may suggest more than one leading private bank. No brand, promoter history, merger, logo or market ranking is disclosed.

Why this seat exists

The Board is separating reputation from evidence. Strong historic asset quality and digital growth cannot substitute for a forward-looking risk appetite that connects product economics, customer conduct, liquidity, operational resilience and capital. The incoming director will replace a retiring risk chair and is expected to challenge growth at the point of product design—not after delinquency, outage or supervisory observation.

This is not a ceremonial banking appointment. The director must be willing to condition, defer or oppose a product, portfolio limit, large exposure, technology migration or model deployment where the evidence is incomplete. Disse

📌 Independent Director Banking (Mumbai)
🏢 Gladwin International
📍 Mumbai