Role Purpose
The Senior Credit Analyst is responsible for independent credit assessment and ongoing risk management of asset finance and leasing exposures across a diverse portfolio of customers in APAC. The role supports origination, portfolio management, and funding activities, with a strong emphasis on engagement with external funders to ensure transactions, portfolios, and structures meet both internal credit standards and funder requirements.

Key Responsibilities

Credit Risk Assessment & Structuring
Prepare explicit, well-structured credit submissions for new and existing transactions
Assess customer, guarantor, and group credit risk, including cross-border group structures
Evaluate collateral and other risk mitigants, taking into account jurisdictional, legal, and enforceability considerations
Provide sound risk recommendations, including credit grading, approval conditions, structure considerations, and monitoring requirements
Review transaction structures to ensure alignment with internal credit standards and external funding requirements
Assess multi-currency exposures,



guarantees, and structural risks associated with regional and cross-border transactions

Portfolio Management & Monitoring
Manage and review a portfolio of asset finance and leasing exposures across APAC
Conduct annual reviews and event-driven credit reassessments
Identify emerging risks and early warning indicators, and recommend proactive mitigation strategies
Monitor portfolio trends, sector developments, and customer performance to support timely risk management actions

Funder-Facing Responsibilities
Act as a key credit contact for external funding partners
Support various funding structures, including:
Sale of receivables
Structured and secured funding arrangements
Prepare funder-facing credit materials, including:
Term sheets
Credit summaries and portfolio reports
Transaction-specific risk analyses
Responses to funder due diligence, credit questions, and information requests
Ensure ali

📌 Senior Credit Analyst (Mumbai)
🏢 CHG-MERIDIAN
📍 Mumbai