Job Title – State RCU Manager
Location – TAMILNADU
Reports to – Head of RCU
Key Job Responsibilities

State RCU Manager for SULB Business:– LAP, Micro LAP,SBL,EDI, Suvarna Loans,Vyapar Mitra,Pharma Mitra,Nirman Mitra
- Proven ability in fraud prevention/detection, identification on weeding out bad application, investigation of causes of risk incident/fraud and measures to prevent them.
- Exposure to digital sampling / team handling / Vendor Management/ Reporting Fraud/incident reports to internal and external stakeholders
- Investigation of fraud cases – Pre-Disbursal and Post Disbursal.
- To monitor the performance of the vendors monthly and advise the management regarding the same.
- Travel across Kerala branches to make sure the branch is functioning properly.
- Identification of cash misappropriation, process lapse, cheating and forgery and other fraudulent activities executed by staff, customer and outsider.




- To create a depository on the historical audits scorecards and fraud summary and create a trend based on the risk framework and make sure that the business is running without any process or system gaps.
- Interacting with the business, internal people across department to identify if there any frauds or risk.
- To validate the risk register and provide recommendations if all the risks are covered in the risk register based on the market trends and business.
- To monitor if the controls maintained in the risk register are functioning properly.
- To provide recommendations for the investigations carried based on whistle blowers.
- Prepare fraud monitoring report for the frauds identified and investigated.
- Proven recovery measures – relevant branch/employees/hierarchy or external collections / skip tracing agencies/bureau alerts etc
- Drive recovery targets with the stakeholders
- Demonstrated ability to deploy and implement relevant fraud detection tools – be it pre-disbursement / post-disbursement/police / legal measures
- Experienced, Used and Implement

📌 State Rcu Manager (Chennai)
🏢 Muthoot Fincorp
📍 Chennai