Lead end-to-end Fraud Analytics strategy across all digital lending products, covering onboarding, underwriting, disbursement, and repayment lifecycle
- Own fraud risk performance for the portfolio by monitoring key metrics such as FPD, EPD, fraud rates, and loss trends; ensure fraud losses remain within defined thresholds
- Design, develop, and continuously enhance fraud detection strategies leveraging rules engines, scorecards, statistical models, and advanced analytics techniques
- Lead the development and deployment of next-generation fraud detection capabilities using Generative AI, including LLM-powered workflows, Retrieval-Augmented Generation (RAG), and autonomous AI agents
- Conceptualize and implement agentic workflows to automate fraud investigation processes, anomaly detection, and signal generation at scale
- Drive innovation through use of synthetic data generation and simulation frameworks to identify emerging fraud typologies and stress-test fraud controls
- Define and implement fraud risk policies, underwriting rules,



and approval frameworks to optimize customer experience while minimizing fraud risk
- Collaborate with business, partnerships, and external stakeholders to strengthen sourcing quality, improve underwriting frameworks, and enhance fraud prevention mechanisms
- Lead partnerships with external data providers (bureau, alternate data, device intelligence, telecom, etc.) and evaluate current data sources through pilots and POCs
- Drive deep-dive analytics on fraud incidents, emerging patterns, and channel-level risks; translate findings into actionable strategies, features, and rule enhancements
- Build and oversee scalable fraud data infrastructure, including feature marts and monitoring systems, in collaboration with Data Engineering, Tech, and DWH teams
- Define fraud KPIs, dashboards, and reporting frameworks for senior leadership, ensuring timely and actionable insights
- Lead cross-functional collaboration with FCU, Risk, Credit, Collectio

📌 Lead - Fcu - Coe (Gurugram)
🏢 Hero FinCorp
📍 Gurugram