Are you passionate about empowering millions of customers to access credit responsibly and with confidence Do you thrive on solving complex risk challenges that directly shape lending decisions at scale Do you believe that data is the new oil — and love turning it into insights that fuel smarter credit decisions Come join us at Amazon 1P Lending - Risk Our team is at the heart of Amazon's mission to make credit accessible, responsible, and seamless for customers across the globe. We design and manage the credit risk frameworks that power lending products loved by millions — from Pay Later to EMI solutions and beyond. We are part of Amazon's broader Amazon Pay organization, dedicated to building creative financial products that are trusted, inclusive, and designed to put customers first — anytime, anywhere.
We are looking for a strategic and analytical Credit Risk Manager to join our Risk Management Team, with a strong understanding of risk management principles and proficiency in data management and manipulation tools such as SQL, Python, and Excel.
You will design and implement scalable risk governance frameworks that engage with customers throughout their loan lifecycle — from acquisition to customer management — enabling lending operations to run efficiently at scale within a defined risk appetite. This is a high-visibility role that requires strong operational rigor, cross-functional collaboration with Product, Collections, Finance, Tech, Compliance, and Legal teams, and the ability to communicate clearly to a variety of internal and external audiences.
Key job responsibilities
- Own end-to-end delivery of Risk Initiatives aligned to broader Team objectives.
- Design, maintain, and update risk mitigation policies and controls across all customer interactions — onboarding journey, credit and fraud underwriting, and customer lifecycle management
- Create and own a lending portfolio governance framework, including data models and