· Support and assist all Operations & back office works of Vehicle loan department on daily basis.

· Sourcing of vehicle loans for society as per the policy from open market or through BCs

· Collection and maintenance of Pre-disbursement and post disbursement documents.

· Background verification of customers and complete documentation process as instructed by A.O.

· Sourcing and empanelment of Recent BCs.

· Co-ordinating BCs and Registered office for invoice generation and pay out disbursements.

· Meet with applicants to obtain information for loan application and document collection accordingly.

· Analyse applicant financial status, creditworthiness and property evaluations to determine feasibility of granting loans

· Explain the customers about different products and options available as well as terms and conditions.

· Verification of loan agreements to ensure that they are complete and accurate according to policy.

· Computation of loan amount, EMI, Chrarges and Net disbursement amount.

· Handle customer complaints and take appropriate action to resolve them





· Co-ordinate with credit and operations team and ensure approvals and policy compliance and timely disbursements of loans.

· Ensure name transfer and hypothecation endorsement in RC and Insurance.

· Identify and Empanel RTO agents in your respective locations

· Market the products of society.

· Collection follow up and ensure prompt collection.

· Attending office activities and coordinate activities from Registered office and Branches/BCs

· Preparation of Office Note for Sanction.

· Maintaining and reporting MIS on daily basis, weekly and monthly basis – reference received, logins, rejections, hold, approved, disbursed and other pipeline cases.

· Ensuring timely registration of membership for the new customers.

· Checking the loan applications received and reporting the discrepancies found and timely rectification of the same.

· Inspecting the loan documents before forwarding for approval.

📌 Sales Officer (Pathanamthitta)
🏢 MALANKARA MULTI STATE COOPERATIVE CREDIT SOCIETY
📍 Pathanamthitta