Job description

Location: Remote/Hybrid

Salary Range: 12 to 18 LPA

Experience: 3–5 years

About Wnted

Wnted is building a current way for consumers to afford the things they want without taking on debt.

Users save automatically toward products across different retailers, track their progress, and redeem their savings when they are ready to purchase. We are building the financial infrastructure behind recurring deposits, bank connections, goal-based balances, payments, and redemptions.

We are backed by Berkeley SkyDeck and are preparing to launch with thousands of users already on our waitlist.

The Role

We are hiring a Founding Backend Engineer to help build and own our core financial infrastructure.

This is not a standard API-development role. You will work on systems responsible for moving, tracking, securing, and reconciling real money.

You will own critical backend workflows across bank linking, ACH deposits, transaction processing, ledgers, webhooks, recurring payments, reconciliation, and gift-card redemption.





You should be a strong backend engineer with experience building reliable distributed systems. Previous experience in fintech, payments, banking, wallets, marketplaces, or other transaction-heavy products is highly preferred.

What You Will Work On
- Build and maintain backend services in Go
- Design reliable money-movement and transaction workflows
- Integrate with banking, ACH, open-banking, ledger, KYC, and redemption providers
- Build recurring deposit and user mandate systems
- Implement transaction state machines for initiated, submitted, pending, completed, failed, and reversed transactions
- Build secure webhook processing with signature verification, deduplication, replay protection, and rate limiting
- Implement idempotent APIs, background workers, retries, and failure-recovery workflows
- Prevent duplicate withdrawals, credits, redemptions, and transaction processing
- Build reconciliation between payment providers, the ledger, and bank

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