Job Description – Loan Processing / Auto Loan Executive
About Spinny Founded in 2015, Spinny is a used-car retailing platform focused on bringing transparency and convenience to the car buying and selling experience in India. Spinny operates across the pre-owned car value chain and uses technology and structured processes to provide customers with a premium experience.
About the RoleWe are looking for an experienced Auto Loan / Used Car Loan professional to manage the end-to-end loan processing cycle, including customer follow-ups, document collection, file processing, approvals, disbursement, down-payment coordination, and RTO-related follow-ups.
- Key ResponsibilitiesFollow up with banks for loan token, file processing, approval, and disbursement.
- Coordinate with customers for document collection and pre-login requirements.
- Handle central login and instant approval processes.
- Follow up on loan cancellations with the central team and banks.
- Manage loan process subjectivities and ensure timely resolution.
- Prepare and submit loan applications and detailed loan proposals.
- Coordinate down-payment follow-ups with customers and relevant teams.
- Provide customers with loan-related details and updates.
- Coordinate with the RM and closure team for pre-login follow-ups and case closure.
- Follow up with RTO for vehicle transfer and bank updates.
- Coordinate delivery schedules and ensure required documentation/kit signing.
- Evaluate loan cases and coordinate approval/rejection processes as per applicable guidelines.
- Ensure timely completion of loan cases from login through disbursement.
Candidate Profile
- Graduate from a recognized college/university.
- 1–7 years of experience in Auto Loans.
- Used car loan experience is preferred/required.
- Must have experience working with more than one bank in used car loans.
- Experience with DSA is preferred.
- Strong communication, analytical, follow-up, and coordination skills.
- Hardworking, enterprising, and outcome-oriented.
- Willingness to learn and grow in the used-car finance sector.
- Age: Up to 32 years.
Preferred ExperienceUsed Car Loans | Auto Loans | DSA | Banking | Vehicle Finance
Key SkillsLoan Processing | File Login | Credit/Loan Documentation | Bank Coordination | Customer Follow-up | Loan Approval | Disbursement | RTO Follow-up | Down Payment Coordination | Used Car Finance