The Company PayPal has been revolutionizing commerce globally for more than 25 years Creating innovative experiences that make moving money selling and shopping simple personalized and secure PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy We operate a global two-sided network at scale that connects hundreds of millions of merchants and consumers We help merchants and consumers connect transact and complete payments whether they are online or in person PayPal is more than a connection to third-party payment networks We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services as well as the ability to transfer and withdraw funds We enable consumers to exchange funds more safely with merchants using a variety of funding sources which may include a bank account a PayPal or Venmo account balance PayPal and Venmo branded credit products a credit card a debit card certain cryptocurrencies or other stored value products such as gift cards and eligible credit card rewards Our PayPal Venmo and Xoom products also make it safer and simpler for friends and family to transfer funds to each other We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities as well as instant access to funds and payouts We also help merchants connect with their customers process exchanges and returns and manage risk We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade Our beliefs are the foundation for how we conduct business every day We live each day guided by our core values of Inclusion Innovation Collaboration and Wellness Together our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves each other and our communities Summary This is an individual contributor role responsible for driving the development and evolution of the Collections platform This role is focused on leveraging data and insights to inform product decisions and deliver solutions that balance customer experience operational efficiency and regulatory compliance The Senior Product Manager works cross-functionally to gather customer insights define clear product requirements and identify opportunities to enhance the platform s capabilities The role also oversees product execution through sprint planning daily standups and retrospectives ensuring initiatives are delivered on time and aligned with the platform s long-term vision Success in this position requires at least five years of product management experience proven expertise in consumer credit or collections technology and the ability to lead complex cross-functional projects while influencing stakeholders across the organization Essential Responsibilities Uses data to build insights on product requirements consistent with the shared vision for the product Gathers insights from the customer experience and customer needs to input to product requirements Analyzes research market analysis and usability studies research and market analysis to support data-driven decision making Monitors product profitability measures including budget Lead sprint planning daily standups and retrospectives to drive execution Interfaces with product leadership as needed Partners with content developers data scientists product designers and user experience researchers to identify new opportunities Expected Qualifications Minimum of 5 years of relevant work experience and a Bachelor s degree or equivalent experience Additional Responsibilities And Preferred Qualifications Additional Responsibilities Define and maintain the product roadmap for the collections platform ensuring it supports the evolving needs of business stakeholders Drive prioritization of features and enhancements based on business impact customer experience improvements and technical feasibility Define and track key performance indicators KPIs for the platform Ensure that platform enhancements enable empathetic customer-centric collections experiences Drive a culture of continuous improvement and experimentation within the team Preferred Qualifications Min 5 years experience on working with technical platforms ina global setup Deep understanding of consumer credit debt management or financial services platforms Familiarity with relevant regulations such as FDCPA CFPB guidelines GDPR or other global collections regulations Experience working with APIs data platforms and microservice-based architectures ability to engage effectively with engineering teams on technical trade-offs Strong quantitative skills with hands-on experience in SQL data visualization tools e g Tableau Looker Power BI or similar analytics platforms Experience driving automation workflow optimization or operational tooling in complex environments Strong storytelling and executive communication skills with the ability to influence senior stakeholders across product risk operations compliance and engineering Experience building platforms that scale across multiple regions markets and regulatory environments Passion for creating customer-centric experiences particularly in sensitive domains such as financial hardship or collections AI Automation Experience with AI-driven solutions such as chatbots voice agents or process automation PayPal does not charge candidates any fees for courses applications resume reviews interviews background checks or onboarding Any such request is a red flag and likely part of a scam To learn more about how to identify and avoid recruitment fraud please visit https careers pypl com contact-us For the majority of employees PayPal s balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace ensuring that you equally have the benefits and conveniences of both locations Our Benefits At PayPal we re committed to building an equitable and inclusive global economy And we can t do this without our most significant asset-you That s why we offer benefits to help you thrive in every stage of life We champion your financial physical and mental health by offering valuable benefits and resources to help you care for the whole you We have great benefits including a flexible work environment employee shares options health and life insurance and more To learn more about our benefits please visit https www paypalbenefits com Who We Are To learn more about our culture and community visit https about pypl com who-we-are default aspx Commitment to Diversity and Inclusion PayPal provides equal employment opportunity EEO to all persons regardless of age color national origin citizenship status physical or mental disability race religion creed gender sex pregnancy sexual orientation gender identity and or expression genetic information marital status status with regard to public assistance veteran status or any other characteristic protected by federal state or local law In addition PayPal will provide reasonable accommodations for qualified individuals with disabilities If you are unable to submit an application because of incompatible assistive technology or a disability please contact us at paypalglobaltalentacquisition paypal com Belonging at PayPal Our employees are central to advancing our mission and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued We are proud to have a diverse workforce reflective of the merchants consumers and communities that we serve and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal Any general requests for consideration of your skills please Join our Talent Community We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates Please don t hesitate to apply

📌 Sr Product Manager (Karnataka)
🏢 Paypal
📍 Karnataka