Organizational Context Key Aspects Part of the Aditya Birla Capital Limited Aditya Birla Housing Finance Limited ABHFL is registered with the National Housing Bank as a housing finance company under the National Housing Bank Act 1987 The company offers a complete range of housing finance solutions such as home loans home improvement and home construction loans balance transfer and top-up loans loans against property and construction finance The company acquired its license on 9th July 2014 and has aggressive growth plans ABHFL has grown at a steady rate while reporting good asset quality despite challenges in the operating workplace While the industry is dominated by five large groups there has been an emergence of segments like Affordable and self-employed borrowers given the high potential in these segments Despite increased focus by banks HFCs have been able to maintain their share in the mortgage market and is poised for rapid growth and plans to grow 5X 40 000 Cr in the next 5 years This shall take ABHFL within the top 5 percentile of HFCs in the country The ABHFL Sales organization works broadly with 3 customer segments - retail individual customers institutional customers for retail and institutional loan consumers and builders for both retail tie-ups and construction finance with a major share of the business coming from retail customers Client segments can also be divided into Salaried and Self-employed with both of these having very different preferences and needs Job Context The Risk Compliance function carries out monitoring of client wise exposure and portfolio exposure to identify early warning signals of stress and to minimize NPAs Currently monitoring is done in association with Business Teams as RMG does not have presence at Branch level It carries out over due loan recovery from defaulting clients in coordination with Business Teams Key Challenges To enable enhanced business profitability through the effective management of the delinquent portfol

📌 Collections Manager (Erode)
🏢 Aditya Birla Group
📍 Erode