? Hiring: Mortgage Live Underwriter (L2 – Non-QM) | Mumbai Salary: Up to ₹9.5 LPA + ₹50,000 Joining Bonus If you have hands-on experience in Live Mortgage Underwriting with Non-QM loans, this is a great chance to join a leading organization with competitive pay, fixed weekends off, and excellent benefits. Position: Mortgage Live Underwriter (L2 – Non-QM) Location: Mumbai Work Mode: Work From Office Experience Required2 to 4 years of Live Mortgage Underwriting experience Mandatory experience in Non-QM Underwriting Key Responsibilities Perform credit risk assessment using the 4 Cs of Credit Calculate income for Salaried and Self-Employed borrowers Underwrite Bank Statement and Full Documentation loans Evaluate loan eligibility and structure mortgage transactions Review appraisal reports, title documents, lien positions,
and ownership documents Make underwriting decisions based on investor guidelines Work on Encompass LOSCoordinate with internal teams for timely loan processing Required Skills Non-QM Mortgage Underwriting (Mandatory)Credit Risk Assessment Income Calculation Bank Statement Underwriting Full Doc Underwriting DSCR knowledge (Preferred)Loan Structuring Encompass LOSStrong communication skills Qualification Higher Secondary (HSC) or Bachelor's Degree (Mandatory)Compensation & Benefits✅ CTC: Up to ₹9.5 LPA✅ Monthly In-hand Salary: ₹72,790✅ Monthly Performance Incentive: ₹2,750✅ Travel Allowance:₹3,500 (Both Ways)₹1,750 (One Way)✅ Joining Bonus: ₹50,000 after successful completion of 3 months Shift Details US Shift Shift Window: 6:30 PM to 6:30 AMRotational 9-hour shift Fixed Saturday & Sunday Off Additional Benefits15 days of company-sponsored accommodation for candidates relocating to Mumbai Important Notes Candidates from Andhra Pradesh are not eligible SHL Assessment for outstation candidates will be conducted in Bangalore or Hyderabad Interested candidates, please share your updated resume along with:• Total Experience• Non-QM Underwriting Experienc
📌 Hiring: Mortgage Live Underwriter (Mumbai)
🏢 Career Guideline
📍 Mumbai
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