Experience: 812 years of relevant experience in Credit Control, Credit Risk, Receivables or Commercial Finance.
Required Knowledge & Skills
Credit Risk Assessment
Commercial & Financial Acumen
Receivables & Working Capital Management
Negotiation & Decision-Making Skills
Stakeholder Management
Financial Analysis & MIS Reporting
ERP Systems & Advanced Excel
Solid Communication & Problem-Solving Skills
Responsibilities & Deliverables
Evaluate customer creditworthiness and recommend appropriate credit limits.
Review and approve credit deviations within the approved authority matrix.
Monitor receivables, ageing, and overdue accounts to ensure healthy cash flow.
Collaborate with Business Heads and Sales teams to support commercially sound credit decisions.
Analyze customer financials, payment history, and credit exposure.
Drive timely collections and reduce overdue receivables and bad debts.
Ensure compliance with the Company's credit policy and internal controls.
Prepare and present periodic credit risk and receivable MIS reports to Management.
Support customer negotiations on payment terms and credit-related matters.