Job Description Credit Analyst – Corporate Banking
n Location: Nariman Point, Mumbai
n Experience: 2-4 Years
n Department: Corporate Banking
n Key criteria
n Credit Analyst should have been handling Indian Corporates with turnover over 1500 crs plus , corporates with min credit rating of A and above, analysed financials for working capital and term loans.
n Key competence
n n Prepare credit applications in the prescribed format along with spread sheet and other details required for submission.
n Monitor borrower's compliance with credit terms on ongoing basis; identify and advise early warning signals, conduct periodic valuation of collateral and monitoring timely repayments.
n Conduct regular credit checks for through CIBIL/CRILC/World Check/RBI Defaulters List/ ECGC Caution List.




n Conduct periodic review / monitoring of the Corporate Portfolio to maintain credit quality and advise initiating remedial action for the assets showing signs of weakness / delinquencies.
n Maintain appropriate records for ensuring completion of Annual Reviews in a timely manner Etc
n n Qualifications/Competencies
n n Minimum 2-4 years of experience in Corporate Banking, Credit Risk, Credit Appraisal, or Corporate Credit Analysis.
n Bachelor's degree in Commerce, Finance, Economics, Banking, or related discipline.
n Solid credit appraisal and analytical skills.
n Strong report writing and credit proposal drafting capabilities.
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